Ask any fleet owner in an African city how much their vehicles earned yesterday and you will get an estimate, not a number. Cash fares pass through drivers, receivers and collectors before whatever survives reaches an account — and every hand is a place where revenue can quietly stay behind. Municipalities collecting market fees and parking levies live the same story at city scale: the money that arrives is a fraction of the money that was paid.
RakaPay replaces the estimate with a record. Passengers and payers scan a QR; the payment lands digitally and is visible in real time to everyone entitled to see it — the operator's dashboard shows every vehicle's takings as they happen, the authority's view shows collections across the network, and the driver has proof of what they collected, which protects honest drivers as much as it exposes leakage.
This is accountability infrastructure, not just payments: auditable records for every transaction, reconciliation that takes minutes instead of arguments, and data that turns route planning and fee-setting from guesswork into evidence. It is built for the operating reality of DRC cities — mobile money rails, offline resilience, and interfaces for collectors who are not accountants.
RakaPay is in structured development, and the operators who shape the pilot will fit it to their networks. If you run a transport fleet, a market, a parking estate or a municipal collection mandate, register your interest — every payment, visible, starts with the first conversation.
Platforms in this story
- Coming Soon
Urban Payments & Revenue Collection
RakaPay
Every payment. Visible.
A QR-enabled urban revenue-collection platform designed to improve payment visibility, accountability and operational control across transport and public-service ecosystems.
Financial & Payment Technology · DR Congo · Africa
Internal profile — dedicated domain awaiting approvalView Details - Coming Soon
Smart Mobility & Urban Parking
ParkSmart
Smarter streets. Moving cities.
A smart parking-management system using digital payments, number-plate recognition, capacity control and automated enforcement to improve urban mobility.
Mobility & Smart Cities · DR Congo · Africa
Internal profile — dedicated domain awaiting approvalView Details - Coming Soon
Financial Technology
BitriPay
The rail the whole portfolio runs on.
Next-generation payment infrastructure connecting banks, mobile money, cards and digital wallets across Africa and the diaspora — the regulated financial backbone of the Groupe Nseya ecosystem.
Financial & Payment Technology · DR Congo · Africa
Internal profile — dedicated domain awaiting approvalView Details
Further reading
- ThesisThe next billion users won't run software built for Silicon ValleyWhatsApp, mobile money, intermittent bandwidth and five national languages: the operating conditions of the next billion users — and why we build AI-native operating systems for exactly that world.
- StrategyOne rail, one meter, one factory: why 39 ventures share a single spineWe are not a fund with a portfolio. We are a factory with an output — and the factory's secret is that every venture rides the same payment rail, the same billing meter and the same agent architecture.
- EnterpriseGovernance is the product: what modern work software forgotCoordination tools answer 'what are we doing?'. Almost none can answer 'who decided, when, and on whose authority?' — the only question that matters when a ministry, a bank or a court asks it.