About the platform
Across African commerce, payment confirmation is a screenshot: merchants squint at forwarded SMS receipts, fraud is trivial and reconciliation is a nightly act of faith. It is the single largest source of friction in mobile-money retail — and almost nobody is solving it. KODA verifies payments through five doors onto one engine: a Manual Console for the market trader, WhatsApp Chat Mode for the informal merchant, API Mode for the platform, USSD Mode for any handset — no smartphone, no app, no data — and Inbound SMS, where forwarding the operator's payment SMS verifies it automatically. The same core monetises a street vendor and a national retailer without a second codebase — and every new mobile money operator integrated widens the moat. The problem is identical from Kinshasa to Nairobi to Dhaka; so is the product.
Part of the Groupe Nseya connected ecosystem — independent in its market, backed by shared technology, leadership and execution standards.